Tag Archives: banks

That’s no way to “spend” the holidays!

Oh, my achin’ bank account! Yes, you know how you’ll feel when you wake up late on New Year’s Day. You hear the parades on TV, and you struggle to recover in time for the football game you’ve been waiting … Continue reading

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Wait! You’re doing it backwards!

I get questions from students every month regarding launching a new business idea they have created. Naturally, I take the time to walk them through the normal steps an entrepreneur should take in preparation for launching a new venture, but … Continue reading

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Keep an eye on your credit…

Students frequently ask me a variety of questions regarding the use of credit – everything from how to begin to establish credit responsibly, how to manage it, how credit scores are calculated, and so on. I’m always careful to explain … Continue reading

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Risky Business

As I am counseling students intent on launching their own businesses, it’s interesting when I watch them develop their idea into a viable business venture, only to then learn they never took it to the next level and didn’t actually … Continue reading

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Thinking about starting a business?

For any would-be entrepreneurs out there, there is a great article in today’s Wall Street Journal about how great ideas are transformed into action. It’s filled with some interesting statistics, starting with the fact that 43.5% of Americans saw an … Continue reading

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Looking for funding for your startup?

I’m often asked about advice on funding startups. I generally start my response with a quick review of what has changed since the “good old days”. Years ago individual entrepreneurs, provide they had reasonable credit, maybe some collateral, and a … Continue reading

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Look before you leap!

One thing I always make very clear to soon-to-be college graduates is to make absolutely sure you understand everything about a particular job offer before you jump at the chance. Sure, I know what you’re thinking – lots of people … Continue reading

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So you want to be an entrepreneur?

Students frequently ask me for advice regarding starting a new business, Having been involved in a number of startups, including two this past year, I have a few general suggestions: 1. Don’t quit your day job. If you already have … Continue reading

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A change could mean good news for startup funding

Those of you who have followed my blog or possibly attended one of my seminars may recall a mention or two of crowdfunding and the impact it has had on funding various types of creative projects and other business ventures. … Continue reading

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The Importance of Financial Literacy

Much has been written recently about the failings of our school system to provide sufficient education and training regarding financial literacy. Examples abound, but the most often cited failing is that students are not exposed what Albert Einstein once called … Continue reading

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