Credit cards are an important convenience that makes it possible for us to have the security of knowing we have funds available when and if we need them. If you have ever had your car break down on a trip, you’re thankful you have the ability to pay for the repairs without having to tap an ATM for the cash.
Credit cards offer the additional advantage of being able to dispute a charge attributed to the return of a product or poor service. Any legitimate dispute will be handled by simply placing the amount in dispute with the credit card company until it is resolved. Had you used a debit card or paid cash for the same purchase, you are no longer in the driver’s seat.
There is a great article from Yahoo finance that outlines some of the situations in which using your credit card is not advised.
Like all other forms of credit, use your credit cards wisely!